We're all sick of hearing about the credit crunch but how has it affected you as a learner/player and such. To be honest it's totally f***ed me over in a sense as i work in construction and we've been hit hard. Also it's forced me to travel and work away from home so my quality time with wife and kids is suffering. Never mind practising. To be honest i've found myself being really selfish and after a hard days work coming home and trying to squeeze in a practise and a fix of mustard site rather than spending time with the missus. No good believe me. So how do you folks on this site adjust to keeping everyone happy?
I don't play as much. But I its not because of the credit crunch. I've just got back interested in motorsport after a sabbatical. I used to be a fanatic but then exams and music meant I lost interest for a while. Now, finished with school, I'm back into the cars and all but now the music is kind of dwindling. I still listen all the time so thats enough for me while I'm not playing.
The credit crunch and all the other turmoil has made me appreciate the music more. No matter what happens economically or politically speaking, no matter how dire, I still have my tunes.
I work in the mortgage industry and my hours have been cut in half. I have more time at home but I'm playing less. I still play every day but not my usual 2 + hours. It seems that I'm adopting an " I'll do it later" attitude. I'm very surprised by this as I LOVE to play. Maybe a little respite from the usually hectic schedule at work. Maybe I just haven't settled into a routine yet.
I'm much more economical with my notes these days.
Won't be buying anything more on ebay from the States either, what a change from 6 months ago, $1.49 or something to the £ as opposed to $2.01 in June. And we were planning to go over next year to visit the out-laws in Western NY......
I squirm most uncomfortably with mentions of "the gambling industry", "the sex industry" "the horse racing industry" and sometimes even "the music industry". Now we have the mortgage industry rearing its ugly head. BE Industrious dear Mary and whilst you're at it get a real job.
There’s red back spiders, deadly funnel webs, tiger (and every other sort) of fatal snakes, blue-tongue lizards (they are big and fat and have long blue tongues), giant hairy-nose wombats and kangaroos, really big bull-ants, wild pigs, blue-ringed octopii, huuuuge sharks, really big smiling crocodiles millions of them…and not many sessions. There, are you migrating to Australia now.
Geez, McKnowall, keep it down will ya.
I take offense at your comment, I DO have a real job!
Even when I'm working part time I work hard. Part of my job is to see that the proper documents and money get to the settlement table. Not an easy task, if you don't take it seriously you have people sleeping in moving vans. Your buyers houses sold but the new one not funded leaving your client temporarily homeless. I've seen it happen time and time again at other mortgage companies. In thirty years in this business I've not had it happen once.
From what we can see from here, there's already thousands of people in the States sleeping in moving vans, if they're lucky enough, or tents, or cardboard boxes because they've lost their houses.
Why is it possible there for house loans to be sold to people who can't afford them even at moderate interest rates, then have the interest rate re-set at astronomical rates so they then lose their houses because they can't afford the repayments.
If the mortgage industry did that in Australia, I think the government would come down on them like ton of bricks. They would be the ones out of a job, I'd say. They would probably be simply legislated out of existence. (They know that, so they don't try it.) Different inthe States by the look of it. Thank God for Australia.
If you don't think that is possible, every State in Australia (in my understanding) have, within the last couple of years made all short-term, payday loan offices illegal. The next ones up the firing line would be car finance and mortgages.
Has the credit crunch affected your playing?
Has the credit crunch affected your playing?
We're all sick of hearing about the credit crunch but how has it affected you as a learner/player and such. To be honest it's totally f***ed me over in a sense as i work in construction and we've been hit hard. Also it's forced me to travel and work away from home so my quality time with wife and kids is suffering. Never mind practising. To be honest i've found myself being really selfish and after a hard days work coming home and trying to squeeze in a practise and a fix of mustard site rather than spending time with the missus. No good believe me. So how do you folks on this site adjust to keeping everyone happy?
# Posted on November 15th 2008 by upmine3
Re: Has the credit crunch affected your playing?
I don't busk as often because people are less willing to part with their cash!
# Posted on November 15th 2008 by D.J.F.
Re: Has the credit crunch affected your playing?
I hear ya man ! I drive two hours a day, 2 and fro..the IPOD will keep you sharp!
# Posted on November 15th 2008 by lamh trom
Re: Has the credit crunch affected your playing?
I don't play as much. But I its not because of the credit crunch. I've just got back interested in motorsport after a sabbatical. I used to be a fanatic but then exams and music meant I lost interest for a while. Now, finished with school, I'm back into the cars and all but now the music is kind of dwindling. I still listen all the time so thats enough for me while I'm not playing.
# Posted on November 15th 2008 by 52Paddy
Re: Has the credit crunch affected your playing?
Ah, you can't beat a bit of joyriding, PaddyC!!!
# Posted on November 15th 2008 by the wounded hussar
Re: Has the credit crunch affected your playing?
Indeed yes. Until recently, I always began my day with a full English breakfast: eggs, bacon, mushrooms, tomatoes and fried bread.
Now I have to make do with cereal - a bowl of "Credit Crunch"...
# Posted on November 15th 2008 by Mix O'Lydian
Re: Has the credit crunch affected your playing?
... and I haven't even paid the supermarket for it yet ...
# Posted on November 15th 2008 by Mix O'Lydian
Re: Has the credit crunch affected your playing?
... and without a cooked breakie, I save on mustard, too ..
# Posted on November 15th 2008 by Mix O'Lydian
Re: Has the credit crunch affected your playing?
The credit crunch and all the other turmoil has made me appreciate the music more. No matter what happens economically or politically speaking, no matter how dire, I still have my tunes.
# Posted on November 15th 2008 by feardearg
Re: Has the credit crunch affected your playing?
I agree, the tunes have been my solace during these troubled financial times.
# Posted on November 15th 2008 by Michael Eskin
Re: Has the credit crunch affected your playing?
Go on the dole/welfare.
Stay home and play tunes.
# Posted on November 15th 2008 by oldstrings
Re: Has the credit crunch affected your playing?
All I can say is, thank god for sessions, a nice night out for free.....
# Posted on November 15th 2008 by AlBrown
Re: Has the credit crunch affected your playing?
no matter how bad the economy is people will always need to be entertained.
# Posted on November 16th 2008 by sup-a-tay
Re: Has the credit crunch affected your playing?
This may seem strange but:
I work in the mortgage industry and my hours have been cut in half. I have more time at home but I'm playing less. I still play every day but not my usual 2 + hours. It seems that I'm adopting an " I'll do it later" attitude. I'm very surprised by this as I LOVE to play. Maybe a little respite from the usually hectic schedule at work. Maybe I just haven't settled into a routine yet.
Mary
# Posted on November 16th 2008 by Antikhntr
Re: Has the credit crunch affected your playing?
I'm much more economical with my notes these days.
Won't be buying anything more on ebay from the States either, what a change from 6 months ago, $1.49 or something to the £ as opposed to $2.01 in June. And we were planning to go over next year to visit the out-laws in Western NY......
# Posted on November 16th 2008 by Guernsey Pete
Re: Has the credit crunch affected your playing?
Lucky you, when I try and get something on ebay from GB I really have to try and watch how my dollars shrink to pounds....
# Posted on November 16th 2008 by Pádraig
Re: Has the credit crunch affected your playing?
I squirm most uncomfortably with mentions of "the gambling industry", "the sex industry" "the horse racing industry" and sometimes even "the music industry". Now we have the mortgage industry rearing its ugly head. BE Industrious dear Mary and whilst you're at it get a real job.
# Posted on November 16th 2008 by mcknowall
Re: Has the credit crunch affected your playing?
Or migrate to Australia, now there's a good idea!
# Posted on November 16th 2008 by mcknowall
Re: Has the credit crunch affected your playing?
Shhh, McKnowall.
# Posted on November 16th 2008 by Duijera Dubh
Re: Has the credit crunch affected your playing?
There’s red back spiders, deadly funnel webs, tiger (and every other sort) of fatal snakes, blue-tongue lizards (they are big and fat and have long blue tongues), giant hairy-nose wombats and kangaroos, really big bull-ants, wild pigs, blue-ringed octopii, huuuuge sharks, really big smiling crocodiles millions of them…and not many sessions. There, are you migrating to Australia now.
Geez, McKnowall, keep it down will ya.
# Posted on November 16th 2008 by Duijera Dubh
Re: Has the credit crunch affected your playing?
No.
# Posted on November 16th 2008 by Henk Bos
Re: Has the credit crunch affected your playing?
and DOW lives there down under now that is scarey.......
# Posted on November 16th 2008 by bazouki dave
Re: Has the credit crunch affected your playing?
Damage control! Damage control!
# Posted on November 16th 2008 by Duijera Dubh
Re: Has the credit crunch affected your playing?
Australia sounds like a topsy-turvey version of Spain with the animals given the upper hand and full rights of revenge on the human race.
# Posted on November 16th 2008 by nicholas
Re: Has the credit crunch affected your playing?
McNowall,
I take offense at your comment, I DO have a real job!
Even when I'm working part time I work hard. Part of my job is to see that the proper documents and money get to the settlement table. Not an easy task, if you don't take it seriously you have people sleeping in moving vans. Your buyers houses sold but the new one not funded leaving your client temporarily homeless. I've seen it happen time and time again at other mortgage companies. In thirty years in this business I've not had it happen once.
Mary
# Posted on November 16th 2008 by Antikhntr
Re: Has the credit crunch affected your playing?
Building bodhrans is more useful than facilitating house ownership.
Discuss.
# Posted on November 16th 2008 by oldstrings
Re: Has the credit crunch affected your playing?
What credit crunch?
# Posted on November 17th 2008 by Steve Shaw
Re: Has the credit crunch affected your playing?
From what we can see from here, there's already thousands of people in the States sleeping in moving vans, if they're lucky enough, or tents, or cardboard boxes because they've lost their houses.
Why is it possible there for house loans to be sold to people who can't afford them even at moderate interest rates, then have the interest rate re-set at astronomical rates so they then lose their houses because they can't afford the repayments.
If the mortgage industry did that in Australia, I think the government would come down on them like ton of bricks. They would be the ones out of a job, I'd say. They would probably be simply legislated out of existence. (They know that, so they don't try it.) Different inthe States by the look of it. Thank God for Australia.
# Posted on November 17th 2008 by Duijera Dubh
Re: Has the credit crunch affected your playing?
If you don't think that is possible, every State in Australia (in my understanding) have, within the last couple of years made all short-term, payday loan offices illegal. The next ones up the firing line would be car finance and mortgages.
# Posted on November 17th 2008 by Duijera Dubh
Re: Has the credit crunch affected your playing?
Great white sharks!
# Posted on November 17th 2008 by mcknowall
Re: Has the credit crunch affected your playing?
Great big white sharks!...and bindi eyes.
# Posted on November 17th 2008 by Duijera Dubh